Feeling Ripped Off?

(As published in Smart BIZ May 2017) This column has been inspired by the recent hue and cry over CBC’s reporting about bank tellers being pressured to sell customers additional services. Frankly, I have trouble appreciating the outrage: “Do you want fries with that?”...

Mortgage Insurance

A common need for term insurance is when buying a home and signing up for a mortgage. As an aside, the first insurance advice is to get a twenty percent down payment by hook or crook. You can only buy a home with 5% down by paying a huge up front insurance premium to...

Questions When Choosing a Financial Planner

Financial planners can help you plan for retirement, find the best way to finance a new home, save for your child’s education or simply help put your finances in order. Whatever your needs, working with an appropriately qualified financial planner is a crucial...

November was Financial Literacy Month

Who knew? Perhaps you saw some press releases or news articles. My contribution, besides writing this column, was two seminars I gave in November on “Tax Planning for Retirement”. If you missed it, I will tell you more about them in the January issue. Jim Flaherty...