Mortgage Insurance

A common need for term insurance is when buying a home and signing up for a mortgage. As an aside, the first insurance advice is to get a twenty percent down payment by hook or crook. You can only buy a home with 5% down by paying a huge up front insurance premium to...

RRSP – A New Slant

(As published in Smart BIZ February 2017) After reading my enlightening columns in Smart BIZ, you sat down with a financial planner and have now guaranteed your income for life by committing to dollar-cost-average investing every month in a diversified and balanced...

Questions When Choosing a Financial Planner

Financial planners can help you plan for retirement, find the best way to finance a new home, save for your child’s education or simply help put your finances in order. Whatever your needs, working with an appropriately qualified financial planner is a crucial...

The End is Coming

Did that get your attention? The END I am talking about is the end of the year when tax changes will come into effect January 1st, 2017. My September column on buying insurance began with a promise to get into the more exciting investing stuff next. But first I have...